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2010 Spring Meeting
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speedysk1
Past MnGCA Board


Joined: 29 Oct 2007

Posts: 1991

PostPosted: Thu Apr 01, 2010 12:29 pm    Post subject: Reply with quote

Pear Head wrote:
Although I'm not an insurance salesman, I'm guessing that one person taking out the policy through adding a rider to their homeowner's policy would simply cover that one person, not the entire board or organization.


No, it would cover the entire group. This is how people having family reunions and the like get around this. An add'l rider on a homeowners policy isn't very much. But since it's their event they take on the personal liability. In this case we are an NPO and shouldn't burden a single member with this risk, IMHO.
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Pear Head
Past MnGCA President


Joined: 04 Apr 2004

Posts: 5692

PostPosted: Thu Apr 01, 2010 12:31 pm    Post subject: Reply with quote

speedysk1 wrote:
But since it's their event they take on the personal liability. In this case we are an NPO and shouldn't burden a single member with this risk, IMHO.


Agreed.
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EPMinnesota
Past MnGCA Board


Joined: 13 Apr 2006

Posts: 1942

PostPosted: Thu Apr 01, 2010 8:13 pm    Post subject: Reply with quote

Also at issue is the cost and how we're going to cover it for this particular event or spend more for an annual policy. We have too many things in the works to cover the cost. While there is cash flow it's spoken for in up front money for tshirts, coins, and other projects being worked on. Yes, we'll eventually get that money back and hopefully more if we up the price on tshirts and coins but for the immediate need, it's tight.
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EPMinnesota
Past MnGCA Board


Joined: 13 Apr 2006

Posts: 1942

PostPosted: Sat Apr 03, 2010 12:09 pm    Post subject: Reply with quote

Good news! The insurance issue has been resolved! We found insurance for a more affordable price that we had been quoted from various sources. Everything is back on and will be still held at Nerstrand. We will be putting out a donation container at upcoming events like Breakfast Buddies so if anyone would like to throw in a buck that would be helpful! Thank you all for your patience and understanding while we worked on getting this resolved. We disabled the event cache so people might want to hold off on making non-refundable camping reservations in case we had to move the event. We'll see you at Nerstrand on May 22nd!
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bflentje
Geocacher


Joined: 29 May 2006

Posts: 4030

PostPosted: Sat Apr 03, 2010 3:18 pm    Post subject: Reply with quote

What was the cost of the policy and who is it through (for future event holders)?
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minnesotabrad
Past MnGCA President


Joined: 03 Mar 2007

Posts: 1264

PostPosted: Sat Apr 03, 2010 3:25 pm    Post subject: Reply with quote

bflentje wrote:
What was the cost of the policy and who is it through (for future event holders)?


The place that was found has one time event insurance for $150. Now this has not been the first time that something like this has come up so we are also looking into the possibility of yearly coverage and what that may cost and then also how to cover those costs.
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dmnrec
Geocacher


Joined: 17 Mar 2005

Posts: 539

PostPosted: Sun Apr 04, 2010 8:37 am    Post subject: Reply with quote

minnesotabrad wrote:
bflentje wrote:
What was the cost of the policy and who is it through (for future event holders)?


The place that was found has one time event insurance for $150. Now this has not been the first time that something like this has come up so we are also looking into the possibility of yearly coverage and what that may cost and then also how to cover those costs.


That's a very good price...I was involved with the Lester River Rendezvous for a few years and we paid $500/day...of course, it was an event attended by a few thousand, which might have resulted in the larger price tag.
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